In order to fix the problem of the high percentage of loan debt for black students, we need to support programs that are able to help black students find jobs to reduce their student debt. Programs such as HBCU provide variety of information for black students to help them with their career life by offering the necessary tools, expert advice, and internships. Helping black student get on the right path for their career will reduce their need for student loans. Therefore, the high percentage of debt will be reduced significantly. Other solutions such as programs that focus on a wide variety of races would not provide much help for black students, because of the divided attention on other races that might not suffer from racial inequality as black students.